Car & Personal Loans
Loans from the name you know and trust to help you enjoy the lifestyle you want.
RACQ Loans offer member discounts on personal loans for new cars, used cars, consolidation loans, home improvements, boats, holidays and more.
You can apply for an approval or pre-approval quickly and easily online or over the phone on 1300 361 316 with RACQ Loans providing competitive fixed interest rates with low fees.
Visit Loan Features & Benefits for more details about RACQ Loans
*RACQ Loans are provided by R.A.C.V. Finance Ltd and are subject to R.A.C.V. Finance lending criteria. ABN 82 004 292 291.
![]() | Apply NowRACQ members receive an interest rate reduction from our standard non-member rates. Find out more about how you can apply online, over the phone or use our Express Lane. ..more |
![]() | Calculate your Loan RepaymentsCalculate your approximate loan repayments based on the amount, duration and interest. ..more |
![]() | Car LoansThinking of buying your dream car? Apply online now or call 1300 361 316 to speak with a RACQ Finance Consultant. ..more |
![]() | Personal LoansWant a boat, a caravan or home improvements? RACQ personal loans are available for just about any worthwhile purpose. ..more |
![]() | Business Vehicle LoansSmall to medium business. Thinking of upgrading your business vehicle. ..more |







