Visit Loan Rates and Offers for full details of all current offers and Terms and Conditions.
With the convenience of direct debit, repayments will be automatically debited from your nominated bank account each fortnight or month.
*Conditions, fees and charges apply. RACQ Loans are provided by R.A.C.V. Finance Ltd ABN 82 004 292 291 Australian credit licence 391488 and are subject to R.A.C.V. Finance lending criteria. RACQ Operations Pty Ltd ABN 80 009 663 414 credit representative number 364451 is an authorised representative of R.A.C.V. Finance Ltd ACL 391488. RACQ Members receive 1% p.a. discount off their loan rate only. Member discount does not apply to the new car special rate. Offer cannot be redeemed for cash or other goods & services. Rates subject to change without notice.
^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. Warning – This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as a redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. All loans are subject to RACV lending criteria. 7.45% p.a. (comparison rate 7.88% p.a.) is a new car special rate available to approved applicants who are home owners or home buyers approved for loan amounts over $15,000. Member discount of 1% p.a. off your interest rate does not apply to the new car special rates. The current rate is available for applications made for a RACQ Finance Loan application made on or before the 10 January 2014 that result in a settled loan before 10 January 2014. Rates after the 10 January 2014 are subject to change.