Classic & Unique Car Insurance
Classic & Unique Car Insurance. At RACQ Insurance we're always looking for ways to help protect you and your car. That's why we offer insurance cover for car enthusiasts, so protect your classic, vintage, veteran or unique car with RACQ Insurance.
Discounts:
- We reward RACQ Members with up to 15% discount on their classic and unique car insurance.
- Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
- RACQ insurance recognises your good driving history by giving you a No Claim Discount of up to 60% off your unique car insurance premium .
Find out more about RACQ Insurance’s premium discounts to see if you are eligible
Unique Car Insurance:
Our Unique Car Insurance is as individual as you and your car. We specialise in modified, grey imports, luxury and performance cars because we care about the fact that you care for your car.
- We guarantee the quality of repairs completed by our Selected Repairers for as long as you or your family own the car with our Lifetime Repair Guarantee.
- We keep you on the road by providing you with a free hire car for up to 14 days if your car is stolen.
- RACQ Insurance’s Finance Gap Protection will pay 50% of the difference between your outstanding loan balance and agreed value if your car is determined a total loss and the amount you owe on your car is more than your car’s agreed value.
- Aussie Assist is one of the major unique advantages of taking RACQ Unique Car Insurance. We can help you out with almost anything that might go wrong while you are travelling in Australia. You don’t even have to be using your car to take advantage of it.
- Choose your own premium with RACQ Voluntary Excess. Simply select a higher excess to reduce the premium you pay. Get a quote today and see how much you can save with RACQ Unique Car Insurance.
- Your car is covered whilst participating in an approved driver training course.
- RACQ Insurance offers you a Choice of Repairer so you have the freedom to choose who repairs your modified, grey imports, luxury or performance car.
- If your car is over 25 years of age and determined a total loss, you are entitled to Salvage Rights so the salvage remains your property and will not be deducted from any insurance pay out.
Classic, Vintage & Veteran Car Insurance:
At RACQ Insurance we’re always looking for ways to help protect you and your car. That’s why we offer cover for car enthusiasts. We offer you the choice to cover your classic, historic, vintage or veteran car on your RACQ insurance policy.
- We guarantee the quality of repairs completed by our Selected Repairers for as long as you or your family own the car with our Lifetime Repair Guarantee.
- You are entitled to Salvage Rights of your veteran, vintage or classic car if it is determined a total loss, so the salvage remains your property and will not be deducted from any insurance pay out.
- RACQ Insurance offers you a Choice of Repairer so you have the freedom to choose who repairs your veteran, vintage or classic car.
- With RACQ Insurance you are covered up to $20,000,000 Legal Liability Insurance to protect you against the cost of accidental damage to another person’s property.






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