Comprehensive Car Insurance

RACQ Comprehensive Motor Vehicle Insurance provides you with protection if your car is damaged, and when you may have caused damage to other people's property.

Discounts:

• We reward RACQ Members with up to 15% discount on their car insurance.
• Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
• RACQ Insurance recognises your good driving history by giving you a No Claim Discount of up to 60% plus a Driver Excellence Bonus of up to 10%.
• When you combine your caravan or trailer with your car insurance with us, we award you with a Combined insurance discount.
• Save up to 5% when you have an after market alarm or engine immobiliser installed with our generous Car Alarm discount.

Find out more about RACQ Insurance's premium discounts to see if you are eligible. 

Benefits:

• We guarantee the quality of repairs completed by our Selected Repairers for as long as you or your family own the car with our Lifetime Repair Guarantee.
• Keep yourself mobile after an accident, simply add RACQ's hire car option and you will be mobile even if your car's not...and it's free when you are a Gold or Gold 50 Member.
• RACQ Insurance offers you Choice of Repairer so you have the freedom to choose who repairs your car.
• Aussie Assist is one of the major unique advantages of taking RACQ comprehensive car insurance.  We can help you out with almost anything that might go wrong while you are travelling in Australia.  You don't even have to be using your car to take advantage of it.
• Choose your own premium with RACQ Voluntary Excess.  Simply select a higher excess to reduce the premium you pay.  Get a quote today and see how much you can save with RACQ Motor Insurance.
• For a small extra premium we will repair or replace your windscreen damage with no excess payable with RACQ Insurance's Excess Free Windscreen option.
• Cut your bills into more manageable payments with RACQ Pay By The Month.