Fleet and Small Business Car Insurance
As an established Queensland auto club with a large fleet of vehicles, we understand how important it is to keep your fleet on the road. That’s why we offer a range of covers to help keep your business moving forward.
Our Fleet and Small Business Car Insurance makes it easy, with full comprehensive cover offering a range of benefits and discounts to help you save.
You can also purchase specialised business Roadside Assistance services for your fleet.
Why insure your business vehicles with us?
- Cover for damage to fleet vehicles or other people’s property
- Cover for weather events including flood, storm, theft and more
- Your choice of repairer
- A Lifetime repair guarantee if you use one of our Selected Repairers
- Aussie Assist when you’re travelling in Australia, more than 100km from your business
- Rating 1 for Life
What you get with our comprehensive policy
The benefits listed below are a summary only and limits apply. Please refer to your PDS for full details, exclusions, and terms and conditions.
Damage to your vehicle
We will cover loss or damage to a fleet vehicle in the event of any of the following: collision, weather events, fire, malicious act, theft or attempted theft.
Damage to other people's property
Legal liability cover for damage to other people’s property caused by one of your fleet cars up to $20 million.
Lifetime repair guarantee
We guarantee the quality of authorised repairs completed by an RACQ Insurance Selected Repairer for as long as the vehicle is owned by your business.
Choice of repairer
The freedom to choose one of our Selected Repairers or a repairer of your choice. Lifetime repair guarantees do not apply to non-selected repairers.
Cover for personal property
We pay up to $500 for personal property belonging to you or an employee, if the property is inside the fleet vehicle and is damaged either during or after an event.
Aussie Assist provides emergency assistance when you or an employee are travelling in a fleet vehicle in Australia and are 100km or more from your business.
Change of vehicle
If you sell a vehicle and replace it with a similar type we will cover it for 14 days.
We will cover the cost of emergency repairs (up to $500) that need to be carried out after an incident to make an insured fleet vehicle roadworthy until you can claim.
Replacement vehicle after total loss
If a vehicle is no more than two years old, and we have declared it a total loss, we will replace it with a new vehicle.
Theft of vehicle keys
We will pay up to $750 per claim to replace and recode vehicle keys and locks.
Towing and storage costs
We pay the reasonable costs of towing and storage of a vehicle after an incident or theft.
We offer a great range of discounts that can significantly reduce the cost of insurance for your business. You may qualify for more than one which saves you even more.
If you have three or more insurance policies with RACQ you may be entitled to a discount.
Combined insurance discount
Do you want to combine two or more comprehensive car insurance policies with us? If so, we will reward you by discounting your annual insurance premium.
No claim discount
You may be entitled to a no claim premium discount of up to 60% as a reward for a claims free record.
Driver excellence bonus
If you’ve held a rating one for five years or more, you may be eligible for a discount of up to 10%.
Call us for a quote
To discuss your specific fleet or small business car insurance needs give us a call today on
13 1905. Our friendly staff are available to help you 24 hours, seven days a week.