Third Party Insurance

Third Party Insurance is a basic yet essential cover designed to cover you against the cost of damage to another person's property.

Discounts:

• We reward RACQ Members with up to 15% discount on their third party liability car insurance.
• Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
• When you combine your caravan or trailer with your car insurance with us, we reward you with a Combined Insurance Discount.

Find out more about RACQ Insurance's premium discounts to see if you are eligible.

Benefits:

• We reward your driving experience by recognising your years of Third Party Car insurance and reward you with the equivalent No Claim Discount should you upgrade to Comprehensive.
• RACQ's Uninsured Third Party Insurance covers damage to your car for up to $5000 in the event of an accident where another uninsured driver is at fault.
• We guarantee the quality of repairs completed under the uninsured third party car insurance benefit for as long as you or your family own the car with our Lifetime Repair Guarantee.
• With RACQ Insurance you are covered up to $20,000,000 Legal Liability Insurance to protect you against the cost of any accidental damage to another person's property.
• RACQ Insurance will cover your personal property up to $500 if damaged in an event.
• Cut your bills into more manageable payments with RACQ Pay By The Month.

Think you might need a little more protection...check out RACQ Insurance's Fire and Theft cover and protect your car from loss or damage as a result of a fire or theft incident.