Boat Insurance

Comprehensive Boat Insurance protects you against the cost of accidental damage to or theft of your boat. It also includes Third Party Liability Boat Insurance.

RACQ Third Party Liability Boat Insurance protects you for all the amounts you are legally liable to pay another person for death or bodily injury or damage to their property, resulting from an accident involving your boat, up to a limit of $10 million. This includes legal costs.

Your boat is covered while being navigated in inland waters, harbours and coastal waters of Australia up to 200 nautical miles from the Australian or Tasmanian mainland. Please note: cover applies only when your boat is used solely for private use.

RACQ Insurance offers value for money comprehensive insurance for boats.

Benefits

  • Death benefit $5000
  • Personal property up to $500
  • Emergency expenses up to $500
  • Recharge and replace safety equipment up to $500
  • Contents up to $500
  • Replacement of boat under two years old
  • More information about benefits (0.50 Mb)

Options

  • Waterskier's Liability
  • Racing Risk (Yachts and Sailing Boats only)
  • More information about options (0.50 Mb)

Discounts

  • RACQ Member discounts
  • No Claim Discount
  • Multiple Policy discounts
  • Combined discounts
  • More information about discounts

Excess

  • Like other insurers, RACQ Comprehensive Boat Insurance policies are subject to excess conditions dependent upon a number of factors including, the insured's history and the type of craft.
  • More information about excess (0.50 Mb)

Next Steps

 

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement (0.50 Mb). Please read the Product Disclosure Statement (0.50 Mb) before you make any decision regarding this product.

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Payments

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Buy your insurance policy online.

Buy insurance online

RACQ now offers you the option of taking out your policy online.