What you get with boat insurance
When you take out RACQ Boat Insurance, your boat is well covered. You’ll get:
|Loss or damage to your boat
||We cover loss or damage to your boat following a collision, weather events (flood, hail, storms, cyclones), fire, malicious act, theft or attempted theft.
|Third party legal liability
|You are covered for $10 million for your legal liability which results from the use of your boat.
|New boat replacement
||In the event of a total loss or theft, we will replace your boat.
|Changing your boat
||If you sell your boat and buy another, we will cover it for 14 days.
||We pay up to $500 if your contents, or which you are liable for, is damaged in an incident.
||We pay up to $500 for loss or damage to personal property that belongs to you and is in your boat when an incident occurs.
||We will reimburse you up to $500 if you must replace/recharge fire extinguishers or flares after an incident.
||We cover your boat while it's being towed or transported within Australia.
||We pay the costs to tow or move your boat after an incident.
||We pay certain short term accommodation and travel costs up to $500 after an incident that involves your boat.
|Inspecting your hull
||We pay for the cost of an authorised hull inspection after a stranding.
||We pay for the cost of preventing further damage to your boat after an incident.
The above features are a summary only and limits apply. Please refer to our Boat Insurance Product Disclosure Statement (PDF, 1.56MB) for full details, exclusions, and terms and conditions.