Choose RACQ Comprehensive Car Insurance for your fleet or small business
Whether you’ve got a sleek corporate car or a little runabout, we’ll be by your side if things go wrong.
- We cover the big things like damage or loss from storm, flood, hail, fire and theft
- Lifetime guarantee on repairs when you use an RACQ Selected Repairer
- Our Queensland-based team are here when you need us - click, call or visit us in store
What does my RACQ Comprehensive Car Insurance for business cover?
Want to know more about business car insurance? See our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations for all the info on inclusions, exclusions, and optional extras.
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Loss or damage to your vehicle following an accident, weather events (flood, hail, storms, cyclones), fire, malicious acts, theft, or attempted theft -
Up to $20 million for your legal liability which results from damage to other people’s property caused by a corporate car -
Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer -
Up to $500 for personal property that is inside a fleet vehicle and is damaged in an incident
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Change of vehicleIf you sell your vehicle and replace it with a similar vehicle, we automatically cover it for 14 days. -
Emergency repairsWe pay up to $500 for emergency repairs to make your fleet vehicle roadworthy until you can claim.
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Replacement vehicleIf your fleet vehicle is no more than two years old and we have declared it a total loss, we will replace it with a new vehicle.
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Towing costsWe pay the costs of towing and storage of a damaged fleet vehicle after an incident.
Optional benefits
Find out more about the optional benefits you can add to your comprehensive car insurance for business by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
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Hire car after an insured event
Get a hire car for up to 21 days at (up to $75 a day) if you are unable to use your vehicle as the result of an incident.
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Excess free windscreen or window glass claimGet one excess free windscreen or window glass claim during the period of your insurance.
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No claim discount (NCD) protectionIf you have a Rating 1, you can protect this rating in the event of an at fault claim^. Gold and Gold 50 RACQ members receive this benefit at no extra cost.
Why choose RACQ for your business’s car insurance?
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We paid over 99% of RACQ Comprehensive Car Insurance claims in 2023.+ -
Your cover includes a hire car after an incident where the other driver is entirely responsible. -
We provide a lifetime guarantee on repairs when you use an RACQ selected repairer.
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Our Queensland-based team are here when you need us – click, call or visit us in store.
Award-winning insurance
RACQ are the proud winner of the 2023 Mozo People’s Choice Award for Outstanding Customer Satisfaction and the 2023 Mozo People's Choice Award for Most Recommended for Car Insurance in Queensland.
Enjoy RACQ business member benefits~~
Manage your car insurance
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Comprehensive car insurance for business FAQs
Things to note
Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
+Based on RACQ data during the assessment period 1 January to 31 December 2023, 99.22% of comprehensive car insurance claims closed (excluding withdrawn and duplicate claims) were not partially or fully rejected.
*Only applies to your first at fault claim during the period of insurance.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Caltex and Puma Energy service stations. Visit racq.com/caltex for details.