Home Building Insurance
RACQ Home Building Insurance helps you to repair or rebuild your home if it's damaged by a range of Insured Events. Our building insurance cover not only provides you with protection but also offers a range of benefits, discounts and optional extras.
- We reward RACQ Members with up to 17.5% discount on their household insurance.
- Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
- RACQ insurance recognises your claim free history by giving you a No Claim Discount of up to 7%.
- When you combine your home and contents insurance with us we award you with a Combined insurance discount up to 13%.
- We recognise Queensland Seniors Card Holders and offer a generous 15% off your home building insurance premium.
- Are you over 55 years old? If you are RACQ Insurance will give you an extra 10% Over 55's discount off your premium if you own or rent your home.
Find out more about RACQ Insurance’s premium discounts to see if you are eligible
- We understand that accidents happen. At RACQ insurance we cover the accidental breakage of glass when it forms part of your home.
- You can choose to increase your home insurance coverage with Advanced Cover. This optional benefit covers you for accidental damage to your home, plus with RACQ’s Advanced Cover you get motor burnout included as well for even greater protection.
- At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency.
- Our Home Insurance helps you save with RACQ voluntary excess options. Simply choose your own premium by selecting a higher excess to reduce the premium you pay. Get a quote today and see how much you can save with RACQ Insurance.
- Effective 1 July 2012, RACQ Insurance now offers flood cover to all new and existing Household Insurance customers. Find out more about RACQ Insurance flood cover.
- Cut your bills into more manageable payments with RACQ Pay by the Month.