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Home Building Insurance

RACQ Home Building Insurance helps you to repair or rebuild your home if it's damaged by a range of Insured Events. Our building insurance cover not only provides you with comprehensive protection but also offers a range of benefits, discounts and optional extras.

Building Insurance

Discounts:

  • We reward RACQ Members with up to 17% discount on their household insurance.
  • Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
  • RACQ insurance recognises your claim free history by giving you a No Claim Discount of up to 7%.
  • When you combine your home and contents insurance with us we award you with a Combined insurance discount up to 13%.
  • We recognise Queensland Seniors Card Holders and offer a generous 15% off your home building insurance premium.
  • Are you over 55 years old? If you are RACQ Insurance will give you an extra 10% Age discount off your premium if you own or rent your home.

Find out more about RACQ Insurance’s premium discounts to see if you are eligible

Benefits:

  • RACQ Insurance offers you Peace of Mind Protection which will automatically increase your home sum insured by the annual inflation adjustment in the event of a claim should your sum insured not fully cover your loss.
  • We understand that accidents happen. At RACQ insurance we cover the accidental breakage of glass when it forms part of your home.
  • For extra peace of mind you can choose to increase your home insurance coverage with Advanced Cover. This optional extra covers you for accidental damage to your home, plus with RACQ’s Advanced Cover you get motor burnout included as well for even greater protection.
  • At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency by skilled tradespeople.
  • Our Home Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay. Get a quote today and see how much you can save with RACQ Insurance.
  • At RACQ insurance we offer flood coverage for selected properties. Call us now on 13 1905 to discuss further or complete a Flood application today.
  • Cut your bills into more manageable payments with RACQ Pay By The Month.

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read the Product Disclosure Statement before you make any decision regarding this product.