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Combined Home Insurance

RACQ Insurance saves you money if you combine your home and contents insurance.

Combined Home Insurance

Discounts:

  • We reward RACQ Members with up to 17.5% discount on their household insurance. 
  • Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
  • RACQ insurance recognises your claim free history by giving you a No Claim Discount of up to 7%.
  • When you combine your home and contents insurance with us we award you with a Combined insurance discount up to 13%.
  • We recognise Queensland Seniors Card Holders and offer a generous 15% off your home building insurance and 25% off your contents insurance.
  • Are you over 55 years old? If you are then RACQ Insurance will give you an extra 10% off your home and 15% off your contents premium if you are eligible for our Over 55's discount.

Find out more about RACQ Insurance’s premium discounts to see if you are eligible

Benefits:

  • At no extra cost RACQ Insurance offers new for old replacement regardless of brand or supplier.
  • You can choose to increase your home insurance coverage with Advanced Cover. This optional extra covers you for accidental damage to your home, plus with RACQ’s Advanced Cover you get motor burnout included as well for even greater protection.
  • RACQ’s Contents Insurance provides optional cover for accidental loss or damage of your personal items that you specify under Selected Personal Items Cover when anywhere in Australia and New Zealand or anywhere in between.
  • At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency.
  • Our Household Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay.  Get a quote today and see how much you can save with RACQ Insurance.
  • Effective 1 July 2012, RACQ Insurance now offers flood cover to all new and existing Home and Contents Insurance customers. Find out more about RACQ Insurance flood cover.
  • RACQ Contents Insurance has optional pet insurance for your four legged friend. RACQ Pet Insurance covers veterinary costs for up to $500 for any one incident protecting both you and your four legged mate.

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read the Product Disclosure Statement before you make any decision regarding this product.