Renters Insurance

At RACQ Insurance we ultimately believe that just because you may not own the home you live in, doesn't mean your level of insurance cover should suffer. That's why our Home Contents Insurance policy is designed to provide renters with the same high level of contents cover and service offered to homeowners.

Discounts:

• We reward RACQ Members with up to 17.5% discount on their household insurance. 
• Our Multi-policy discount rewards your loyalty when you have more than 3 policies with RACQ Insurance.
• RACQ insurance recognises your claim free history by giving you a No Claim Discount of up to 7%.
• We recognise Queensland Seniors Card Holders and offer a generous 25% off your home contents insurance premium.
• Are you over 55 years old? If you are RACQ Insurance will give you an extra 15% Over 55's discount off your contents premium if you own or rent your home.

Find out more about RACQ Insurance’s premium discounts to see if you are eligible.

Benefits:

• At no extra cost RACQ Insurance offers new for old replacement regardless of brand or supplier.
• RACQ Renters Insurance covers you for all the insured events that the Household Insurance Policy covers, not just the basics. At RACQ Insurance we believe that just because you don’t own your own home does not mean your level of cover should suffer.
• Renters Insurance provides you with optional cover for accidental loss or damage of your personal items that you specify under Selected Personal Items Cover when anywhere in Australia and New Zealand or anywhere in between.
• RACQ Insurance offers blanket cover for accidental loss or damage of personal items anywhere in Australia and New Zealand or anywhere in between. With RACQ’s Group Cover insurance you do not need to individually specify which contents you want covered, just tell us what maximum group sum insured you want it’s that easy.
• If you are living in a shared house, RACQ Renters Insurance can cover your contents and if your living arrangements change your RACQ Renters Insurance policy can change with you.
• At RACQ we believe that insurance is more than simply settling a claim quickly. It’s also about helping you to cope. Through the free Emergency Home Assist benefit you can access RACQ’s 24 hour emergency assistance support team who will provide immediate help with any household emergency.
• Our Renters Insurance helps you save with RACQ voluntary excess options.  Simply choose your own premium by selecting a higher excess to reduce the premium you pay. Get a quote today and see how much you can save with RACQ Insurance.
• Effective 1 July 2012, RACQ Insurance now offers flood cover to all new and existing Contents Insurance customers. Find out more about RACQ Insurance flood cover.
• RACQ Renters insurance has optional pet insurance cover for your four legged friend.  RACQ Pet insurance covers veterinary costs for up to $500 for any one incident protecting both you and your four legged mate.  
• Cut your bills into more manageable payments with RACQ Pay by the Month.