Building
Home Building insurance helps you to repair or rebuild your home if it's damaged by a range of Insured Events.
Insured Events
- Storm
- Fire
- More information about Insured Events (0.40 Mb)
Benefits
- Accidental breakage of glass and specified materials
- Emergency Home Assist
- Peace of mind protection
- Removal of Debris
- Legal liability cover up to $20 million
- More information about benefits (0.40 Mb)
Options
- Motor burnout
- Advanced cover
- Landlord's fixtures and fittings
- More information about options (0.40 Mb)
Discounts
- RACQ Member premium discounts up to 17.5%
- No Claim Discount
- Multiple Policy premium discounts
- Seniors Card premium discount
- Over 55 premium discount
- Combined premium discounts
- More information about premium discounts
Excess
- Excess is an amount you are required to pay towards the cost of a claim.
- When loss or damage occurs to both your home and contents because of the same Insured Event, you will only be required to pay one excess.
- More information about excess (0.40 Mb)
Next Steps
- How much building insurance do I need?
- Read the Product Disclosure Statement (0.40 Mb)
- Get a quote
- Ask us a question
Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement (0.40 Mb). Please read the Product Disclosure Statement (0.40 Mb) before you make any decision regarding this product.


