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Good Drivers Rewards

RACQ Insurance’s Driver Excellence Bonus is specially designed to reward your exceptional driving history. Also if you have held a rating 1 for one year with any insurer and not had a claim in that time you will be rewarded with Rating 1 for Life.

RACQ Driver Excellence Bonus

RACQ Insurance’s Driver Excellence Bonus is specially designed to reward your exceptional driving history. If you are over 25 years of age you could qualify for one of two discount levels:

  • Hold a ‘Rate 1’ on a Comprehensive Car insurance continuously for 5-9 years and earn a 5% discount;
  • Hold a ‘Rate 1’ for 10 years or more and earn a generous 10% discount.

Even if you haven’t continuously held Comprehensive Car insurance you can still be eligible for these added savings. If you have an equally excellent driving record because at RACQ we believe good drivers like you should be rewarded, it’s just another example of Queenslanders looking after Queenslanders.

Rating-1-for-Life

If you’ve held a rating 1 for one year with any insurer and have not had an at fault claim in that time you will be rewarded with a RACQ Insurance Rating-1-for-Life at no extra cost.

Haven’t previously held insurance in the last 12 months? Well, not to worry because RACQ will still recognise your great driving history and if you are eligible we will still reward you with our Rating-1-for-Life at no extra cost.

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read the Product Disclosure Statement before you make any decision regarding this product.