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Loyalty Rewards

RACQ Insurance rewards RACQ Members for their loyalty.  There are also Combined Policy discounts and Multi-policy discounts available.  Discounts range between 2.5% to a generous 17.5%!

Membership Loyalty Discounts

RACQ Insurance rewards RACQ Members for their loyalty. Discounts available range between 2.5% to a generous 17.5%, so the longer you stay a member of RACQ the less you pay on your insurance. It’s one of the easiest savings you’ll ever make.

   RACQ Membership Card Blue  RACQ Membership Card Bronze  RACQ Membership Card Silver  RACQ Membership Card Gold  RACQ Membership Card Gold 50
0-4 years 5-9 years 10-24 years 25-49 years 50+ years
Comprehensive Car Insurance 5% discount 7.5% discount 10% discount 12.5% discount 15% discount
Other Motor Vehicle Insurance 2.5% discount 5% discount 10% discount 12.5% discount 15% discount
Home & Contents Insurance 2.5% discount 7.5% discount 10% discount 12.5% discount 17.5% discount
CTP Insurance Save $10 off your Roadside Assistance annual Membership fee*
Caravan & Trailer Insurance 2.5% discount 5% discount 10% discount 12.5% discount 15% discount
Boat Insurance 2.5% discount 7.5% discount 10% discount 12.5% discount 17.5% discount

*CTP Membership Discount Offer Conditions

Combined Discounts

By combining any of the following policies together you can save up to an additional 13% off each of your eligible annual insurance premiums.

Comprehensive Car + Comprehensive Car
Comprehensive Car + Third Party Car or Fire, Theft and Third Party Car
Comprehensive Car + Caravan/Trailer
Third Party Car or Fire Theft and Third Party Car + Caravan/Trailer
Comprehensive Car + Classic and Unique Car
Classic and Unique Car + Caravan/Trailer
Classic and Unique Car + Third Party Car or Fire, Theft and Third Party Car
Home Buildings + Home Contents

 

Multi-policy Discounts

If you have 3 or more qualifying insurance policies currently with RACQ Insurance we will reward you up to an additional 5% off each of your eligible policies.

It's easy to qualify, just have 3 or more of the below policies in any combination with RACQ Insurance and you can save even more on your insurance.

Comprehensive Car Third Party Car or Fire Theft and Third Party
Classic Car Motorcycle
Building Contents
Caravan/Trailer Boat
 

 

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read the Product Disclosure Statement before you make any decision regarding this product.