Reduce your premiums to save even more

Car Insurance Voluntary Excess

Tell us how much you want to pay for your Comprehensive Car insurance by choosing a higher excess. You have the choice between $600, $750, $1,000, $1,500 or a $2,000 excess with the level of savings growing more and more as the excess increases.

• Take the example of Mr. Johnson, an RACQ Silver Member from Springwood. He lowered his premium by over $130* simply by selecting a $1,500 excess. Mr. Johnson says the savings he’s made will be going towards the North Queensland getaway he’s been looking forward to.
• And Miss. Stanham, an under 25 driver from Mudgeeraba saved herself more than $300** by electing a $2,000 excess with her insurance on her new Suzuki Swift. She is happy to report her insurance savings are helping her grow a nice little handbag collection.

Find out how much you can save with RACQ’s Voluntary Excess.

             

*based on a 2008 Toyota Camry Altise Auto Sedan in Springwood Qld. Rate 1 driver 46yrs old.
**based on a 2005 Suzuki Swift S EZ Manual Hatchback in Mudgeeraba Qld. Rate 3 driver, 20 years old.

Home Voluntary Excess

Tell us how much you want to pay for your Home and Contents insurance by choosing an excess. The higher the excess that greater the savings that can be made. If you’re looking to save simply choose either a $500, $750 or $1,000 excess.

But if you want to save at claim time, you can also lower your excess for a little extra premium. To reduce your excess you can choose $200, $150 or even a $0 excess.

Find out how much you can save with RACQ’s Voluntary Excess.

   

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152. Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read the Product Disclosure Statement before you make any decision regarding this product.