Boat

RACQ Insurance offers value for money comprehensive insurance for boats. Comprehensive Boat Insurance protects you against the cost of accidental damage to or theft of your boat. It also includes Third Party Liability Boat Insurance.

RACQ Third Party Liability Boat Insurance protects you for all the amounts you are legally liable to pay another person for death or bodily injury or damage to their property, resulting from an accident involving your boat, up to a limit of $10 million. This includes legal costs.

Your boat is covered while being navigated in inland waters, harbours and coastal waters of Australia up to 200 nautical miles from the Australian or Tasmanian mainland. Please note: cover applies only when your boat is used solely for private use.

Benefits	Death benefit $5000 Personal property up to $500 Emergency expenses up to $500 Recharge and replace safety equipment up to $500 Contents up to $500 Replacement of boat under two years old More information about benefits
Options	Waterskier's Liability Racing Risk (Yachts and Sailing Boats only) More information about options (0.32 Mb)
Discounts	RACQ Member premium discounts No Claim Discount Multiple Policy premium discounts More information about premium discounts
Excess	Like other insurers, RACQ Comprehensive Boat Insurance policies are subject to excess conditions dependent upon a number of factors including, the insured's history and the type of craft. More information about excess (0.32 Mb)