Discounts - Household Insurance

 

  Combined Home Buildings Home Contents

Membership Loyalty Discounts

You may be entitled to a premium discount of up to 17.5% based on your current RACQ Membership Level

Yes Yes Yes

Combined

If you are an owner/occupier, by combining your home and contents onto the one policy, you may be entitled to a combined premium discount of up to 13%.

Yes Yes Yes

No Claim Discount

You may be entitled to a no claim premium discount of up to 7% on your home and contents premium if you have not made a claim in the last 12 months.

Yes Yes Yes

Multi Policy

If you have three (3) or more qualifying policies/covers, currently with RACQ Insurance, you may be entitled to a premium discount of up to 5% for each qualifying cover.

Yes Yes Yes

Seniors

A 15% premium discount may apply for Queensland Seniors Card Holders on Building Insurance and 25% discount may apply on Contents Insurance.  The discount is restricted to owner/occupier's building and/or contents and tenant's contents only.  The Seniors Card Holders Discount does not apply in addition to the existing age discount.

Yes Yes Yes

Age Discount

You may be entitled to a 10% premium discount where at least one (1) nominated insured is aged 55 years or over and the insured's own owner/occupied dwelling is being insured.  Also a 15% premium discount may apply where at least one (1) nominated insured is aged 55 years or over and the contents are being insured in either an owner/occupied or rented dwelling.

Yes Yes Yes

Alarm

You may be entitled to a premium discount of up to 10% on your contents premium for having an alarm installed that is monitored 24 hours per day 7 days a week by a monitoring facility.

Yes - Yes

For more information, please refer to the Product Disclosure Statement. (0.25Mb)

Insurance products are issued by RACQ Insurance Limited - ABN 50 009 704 152.
Contact our branches, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read the Product Disclosure Statement before you make any decision regarding this product.

Pay by the Month

Pay by the Month

Cut your bills into more manageable monthly payments.

Switch and Win with RACQ CTP

Switch and Win with RACQ CTP

$5,000 to be won each month until June. Switch today!.

Important Information

Important Information

Information for customers who have suffered storm damage.