Discounts - Household Insurance
| Combined | Home Buildings | Home Contents | |
|---|---|---|---|
Membership Loyalty DiscountsYou may be entitled to a premium discount of up to 17.5% based on your current RACQ Membership Level |
Yes | Yes | Yes |
CombinedIf you are an owner/occupier, by combining your home and contents onto the one policy, you may be entitled to a combined premium discount of up to 13%. |
Yes | Yes | Yes |
No Claim DiscountYou may be entitled to a no claim premium discount of up to 7% on your home and contents premium if you have not made a claim in the last 12 months. |
Yes | Yes | Yes |
Multi PolicyIf you have three (3) or more qualifying policies/covers, currently with RACQ Insurance, you may be entitled to a premium discount of up to 5% for each qualifying cover. |
Yes | Yes | Yes |
SeniorsA 15% premium discount may apply for Queensland Seniors Card Holders on Building Insurance and 25% discount may apply on Contents Insurance. The discount is restricted to owner/occupier's building and/or contents and tenant's contents only. The Seniors Card Holders Discount does not apply in addition to the existing age discount. |
Yes | Yes | Yes |
Age DiscountYou may be entitled to a 10% premium discount where at least one (1) nominated insured is aged 55 years or over and the insured's own owner/occupied dwelling is being insured. Also a 15% premium discount may apply where at least one (1) nominated insured is aged 55 years or over and the contents are being insured in either an owner/occupied or rented dwelling. |
Yes | Yes | Yes |
AlarmYou may be entitled to a premium discount of up to 10% on your contents premium for having an alarm installed that is monitored 24 hours per day 7 days a week by a monitoring facility. |
Yes | - | Yes |
For more information, please refer to the Product Disclosure Statement. (0.25Mb)


