How much would you like to borrow?  

We can help you estimate what your monthly or fortnightly repayments would be and how much you would need to budget for.  
Please note that while the interest rate in the loan calculator can be changed, the actual rate is subject to normal RACV Finance lending criteria. Visit Rates and Offers for our current rates and offers.

For more personalised quotes and further information, contact the loans team.

Loan FAQ's

We finance most new and used vehicles of various makes and ages. This also includes caravans, watercraft and motorcycles.

When assessing your application for a loan, we take many factors into account so we can make an informed credit decision. You will need to provide us with proof of:

  •  your identity 
  •  your ability to be able to repay the loan (e.g. current pay advice or group certificate)
You may also get asked for proof of housing (ownership or rental), employment history, references and credit history.

Your interest rate will depend on your personal circumstances and whether or not you are a RACQ member. Our base rates may vary, so please call us on 1300 361 316 to learn more.

View more Loans FAQs

Member testimonials

I'm now on my third car loan with RACQ and I have always been impressed with the ease of the service and speed with which loans are processed. Thank you so much. Bloody legends!

David, Bronze Member, Northgate.

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Terms and conditions

*Conditions, fees and charges apply. RACQ Loans are provided by R.A.C.V. Finance Ltd ABN 82 004 292 291 Australian credit licence 391488 and are subject to R.A.C.V. Finance lending criteria. RACQ Operations Pty Ltd ABN 80 009 663 414 credit representative number 364451 is an authorised representative of R.A.C.V. Finance Ltd Australian credit licence 391488.  RACQ Members receive 1% p.a. discount off their loan rate only. Member discount does not apply to the new car special rate and is not available through finance brokers, third parties or intermediaries. Offer cannot be redeemed for cash or other goods & services. Rates are subject to change without notice.