Kids at risk with flaw in CTP scheme

RACQ has called on the Queensland Government to put kids first in the State’s Compulsory Third Party (CTP) scheme and protect them regardless of who was at fault in a crash.

The Courier Mail reported Queensland was one of two States which did not recognise the vulnerability of children in crashes.

RACQ spokesperson Renee Smith said a review of Queensland’s CTP scheme in 2016 pushed for an extension of CTP cover to protect children, regardless of whether they were the cause or not. 

“Unfortunately, despite the overwhelming support for change from industry and the public, the State Government chose not to recommend any change for children,” Ms Smith said. 

“Queensland mums and dads need to be aware if their child is injured on our roads, but found responsible for the crash, they may not be covered under CTP.

“Kids by nature daydream, they chase soccer balls, they lose control on their bikes. Other States recognise this and have put in place special protections, but not in Queensland.

“By law, insurers are prohibited from compensating kids who are found to have caused a crash because of a fundamental scheme design flaw.”

Ms Smith said the flaw was one of several that had been brought to light as part of the Club’s ReThink CTP campaign.

“CTP is something most Queenslanders contribute a few hundred dollars to it every year, but many aren’t really sure what it covers them for,” she said.

“That’s why we’ve launched ReThink CTP – to help them better understand the scheme and provide a platform for them to have their say, because there’s some things we believe need to change.”