Avoid Fraud-mas with these simple tips

With many Queenslanders set to purchase their last-minute Christmas gifts online, RACQ has urged Queenslanders to shop safe during the silly season and avoid being a victim of fraud.

RACQ Bank spokesperson Lucinda Ross said while credit card theft could happen at any time, the festive season was a peak period of fraudulent activity.

“For time-poor Queenslanders, it can be really appealing to do Christmas shopping online, but we’ve seen cases where people are getting caught out by the wrong site,” Ms Ross said. 

“This year, more and more of our members have called us to report fraudulent transaction attempts on their credit card and we’re likely to see this grow as shoppers are lured in by cheap and easy deals that are too good to be true.” 

Ms Ross said Queenslanders should practice a few simple steps to avoid getting caught out by fraudulent operators.

“If a website is selling luxury items, concert tickets, phones or laptops at bargain prices without a legitimate reputation, you should absolutely steer clear,” she said. 

“Platforms like Facebook Marketplace and Gumtree can be great places to find second-hand items, but it’s important to avoid sellers who claim that someone else will deliver the item or are unable to verify their identity. 

“Always do your research on a company or seller before purchasing, regularly check your statements and if you do fall victim to credit card fraud notify your bank straight away.”