Life insurance for couples
When you’re working hard as part of a team it can pay to protect you and your partner. Consider your life insurance options to help continue the life you both dream of.
When you’re building a future together it’s a good idea to protect what you’re working hard for. It’s likely you’re accumulating some assets together and it’s now important to protect your income. With different life and income protection options available, know you’ll be supported if the unexpected happens.
You’re part of a team, building a life and working together to achieve common goals.
You’re proud of the career you continue to build and you’re more financially secure now than a few years ago. With this forward momentum it’s important to protect you and your partner financially.
Why do I need life insurance?
Your responsibilities are geared towards each other and you may be sharing increasing financial obligations. How would your partner continue the life you’ve built together if something happened to you?
Steps to help protect your future together;
- Consider or check your life insurance policy
- Do you need income protection insurance?
If something were to happen and you were no longer around, what would it mean for your partner and the financial obligations you leave behind? RACQ Life Insurance could ease this financial burden. In the event of death or terminal illness, you could get a benefit up to $1 million that’ll help cover your debts, credit cards, mortgage and more.
Need some time away from work due to an accident or illness? Keep up with ongoing expenses and maintain your standard of living while you focus on getting better. Consider RACQ Income Protection and receive up to 75%* of your Pre-Disability Income if you get sick or injured and can’t work.
How you can help to protect you and your partner
The Life and Income Protection Insurance suite of products described is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available at racq.com/lifeinsurance before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions.
* Benefit is paid after nominated ‘Waiting Period’ - 30 or 90 days. For exclusions refer to Income Protection PDS page 18 – ‘What you’re not covered for’. Also refer to ‘Benefit Limitations’ on page 26.