Life insurance for older couples
Enjoy your golden years with the right life insurance that protects you, your partner and extended family.
You’ve worked hard your whole life, increasing your wealth, perhaps raising a family and building a life together in Queensland. With the right life insurance you can help to keep yourselves financially secure as you reach your next stage of life.
Once you retire and your priorities shift, your life insurance needs may change. Whether you have pre-existing medical conditions or you’re fit as a fiddle, it’s important to protect yourself for any unexpected changes to your wellbeing.
You’re likely to have a bit more cash at your disposal as financial pressure eases. You’ve worked hard and likely made sacrifices to be able to enjoy this time of your life. Now’s the time to protect everything you’ve worked hard for.
Why should you consider life insurance?
With fewer people depending on you financially and your mortgage and other debts repaid; it’s normal to think about reducing your cover. Before you do, think about how your nest egg could be impacted if you get sick or injured. When you’re planning for retirement it’s worth knowing you and your partner will be comfortable financially, no matter what’s around the corner.
What steps can you take to help protect yourself as you move into retirement?
- Review your life and income insurance
- Consider accident insurance
If you’re under 65, it’s worth reviewing your life and income insurance options to find out if they still meet your needs and lifestyle. Don’t risk being underinsured. Get the right level of cover and protect what you’ve worked hard for.
Nobody plans to get injured, but with accident insurance you can help keep you and your partner protected if you suffer an accidental serious injury or death at home, work or on the road. It’s just that little extra cover that can help keep your financial plans on track.
How you can help to protect your family
The Life and Income Protection Insurance suite of products described is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available at racq.com/lifeinsurance before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions.