Life insurance for singles
Help to protect yourself against the unexpected with a life insurance policy that can fit your lifestyle.
When you’re working hard and setting yourself up for a bright future, it makes sense to put measures in place that’ll protect you. Life and Income Protection Insurance is protection that’s designed to help cover your expenses if you’re sick, injured and unable to work.
You’re living for the moment and enjoying new experiences. You have time right now to set yourself up and achieve the life you’ve always wanted.
You’re working hard at your career, sticking to a budget and getting ahead. You’re able to manage your money, your way, and pay for the things that are most important to you.
Why should you consider life insurance?
As you're carving out your career your finances may be tight. Chances are you may have accumulated some assets and a bit of debt along the way - things like your car, student loans and credit cards. How would you continue to live to your lifestyle if you didn’t have your regular income?
What steps can you take to protect your future?
Consider income protection insurance
What would happen if you ran into trouble and you were without your pay? Income protection insurance can pay up to 75%* of your Pre-Disability Income in the event you became disabled and can’t work. This can help cover your mortgage, credit cards, household bills, school fees or other expenses.
How you can help to protect yourself
The Life and Income Protection Insurance suite of products described is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available at racq.com/lifeinsurance before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions.
* Benefit is paid after nominated ‘Waiting Period’ - 30 or 90 days. For exclusions refer to Income Protection PDS page 18 – ‘What you’re not covered for’. Also refer to ‘Benefit Limitations’ on page 26.