What does coronavirus mean for Aussie travellers?

What to do when the Government says it’s not safe to travel to your holiday destination.

In the wake of the coronavirus (COVID-19) outbreak, Australians who have had their trip cancelled or have upcoming travel plans have been advised to check their insurance policies.

The Department of Foreign Affairs and Trade (DFAT) has issued a level four travel warning banning Australians from all overseas travel.

Tour operators, cruise lines and airlines have cancelled itineraries in order to mitigate the risk of spreading the coronavirus.

Finder Money spokesperson Bessie Hassan said Aussies who cancelled their trips may be able to make a claim, depending on individual insurance policies.

“If you purchased your travel insurance before coronavirus became a known event, you’ll likely be covered,” Ms Hassan said.

“There isn’t a universal cut-off date as to when coronavirus became a known event and every insurer will have a different date.

“Be sure to check with your insurance provider.”

Ms Hassan said travellers concerned about overseas trips scheduled for later in the year should also contact their travel insurance provider.

TRAVELLING DURING THE CORONAVIRUS OUTBREAK

Drive_ROAD-SAFETY

“If you have travel plans, contact your insurer to understand what you’ll be covered for,” she said.

Ms Hassan encouraged holidaymakers to take out travel insurance as soon as they booked their trip.

“Many travellers tend to book their travel insurance a week before their holiday, or sometimes even at the airport before boarding their flight,” she said.

“As soon as you book either a flight or accommodation, take out travel insurance the same day. 

“Holidays are often costly, so it makes sense to cover such a big expense.”

CORONAVIRUS CATCH FOR TRAVELLERS

The information in this article has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in the document is general advice and does not take into account any person’s particular investment objectives, financial situation or needs. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives, financial situations and needs. You should obtain and consider the Product Disclosure Statement or terms and conditions relating to the products mentioned, before deciding whether to acquire any products.