Check out our many options to protect your home  

Customise your RACQ Home Insurance policy to protect the things that matter most, and open the door to a lifetime guarantee on repairs, a trusted 24/7 claims service, and the option to pay by the month.

Besides protecting your big and small items, you’ll also be a member of Queensland’s largest club and access a range of savings you can count on. Compare our cover, save up to $75 if buying online, and reduce the cost now with our insurance discounts.

Family in front yard

Combined Home and Contents Insurance

  • Cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Your choice of a flexible excess
  • Up to 13% off for owner-occupiers

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Couple painting their front fence

Home Insurance

  • Building cover against fire, theft, flood, storm, cyclone and leaks
  • Up to 12 months temporary accommodation
  • Replacement of locks, trees and plants
  • Up to 15% off for Seniors Card holders

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Dad on laptop on the deck while Mum and daughter play in the background

Contents Insurance

  • Contents cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Accidental broken glass cover
  • Up to 20% discount for duplex and townhouse insured

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Smiling couple on couch with laptop

Contents Insurance for Renters

  • Contents cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Accidental broken glass cover
  • Up to 20% discount for duplex and townhouse insured

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Home iconHome Rebuild Calculator

Not sure how much to insure your home’s building for? Use our quick building calculator to help.

Calculate rebuild cost

Home iconHome Contents Calculator

Work out the value of your personal items at home with our quick contents calculator.

Calculate contents cost


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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and applicable Supplementary PDS before making a purchase decision on this product.