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Credit cards are a quick and easy way to shop.

With many credit cards offering fantastic rewards simply by using them, it’s easy to see why they’re the go-to way to pay for many Queenslanders. We’ve got tips to help you pay less interest so you can keep winning with your credit card.

Young woman with credit card and phone on laptop

Payment practices

You work hard for your money so let’s put it towards the things that really matter.

We’ve gathered some tips to help you reduce the amount of interest you’ll be paying each month.

  • Pay money onto your card regularly
  • When you’ve got a little extra – pay more than the minimum due amount
  • Pay your balance in full by the due date
  • Choose a card with interest free periods so you can avoid interest altogether!
  • Try to avoid cash advances and going over your credit card limit
  • Transfer your balance to a card with 0% p.a. so you can get back into the black

We’ve got lending specialists who can help you choose the best credit card for your lifestyle. If you need a little help on meeting your payments you can chat to us 24/7 and we’ll help you get the most out of your life in Queensland. Call us on 13 1905, anytime.

 

We’ve got lending specialists who can help you choose the best credit card for your lifestyle. If you need a little help on meeting your payments you can chat to us 24/7 and we’ll help you get the most out of your life in Queensland. Call us, anytime.

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The information in this article has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in the document is general advice and does not take into account any person’s particular investment objectives, financial situation or needs. Before acting on anything based on this advice you should consider its appropriateness to you, having regard to your objectives, financial situations and needs. You should obtain and consider the Product Disclosure Statement or terms and conditions relating to the products mentioned, before deciding whether to acquire any products.

RACQ Bank loans and banking products are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank.

Retail partners, offers and discounts may change at any time without notice. Get the RACQ Discounts App or visit racq.com/discounts for the conditions, limits and exclusions for each offer.