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Credit cards are a quick and easy way to shop.

With many credit cards offering fantastic rewards simply by using them, it’s easy to see why they’re the go-to way to pay for many Queenslanders. We’ve got tips to help you pay less interest so you can keep winning with your credit card.

Young woman with credit card and phone on laptop

Payment practices

You work hard for your money so let’s put it towards the things that really matter.

We’ve gathered some tips to help you reduce the amount of interest you’ll be paying each month.

  • Pay money onto your card regularly
  • When you’ve got a little extra – pay more than the minimum due amount
  • Pay your balance in full by the due date
  • Choose a card with interest free periods so you can avoid interest altogether!
  • Try to avoid cash advances and going over your credit card limit
  • Transfer your balance to a card with 0% p.a. so you can get back into the black

We’ve got lending specialists who can help you choose the best credit card for your lifestyle. If you need a little help on meeting your payments you can chat to us 24/7 and we’ll help you get the most out of your life in Queensland. Call us on 13 1905, anytime.

 

We’ve got lending specialists who can help you choose the best credit card for your lifestyle. If you need a little help on meeting your payments you can chat to us 24/7 and we’ll help you get the most out of your life in Queensland. Call us, anytime.

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The information provided is intended as general information only and may not be appropriate for you. This information does not take your personal objectives, circumstances or needs into account and you should obtain financial and legal advice before making any decisions. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding.

RACQ Bank loans and banking products are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank.