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Why trust RACQ Health Insurance? 

At RACQ Health Insurance  great value cover is just the beginning. We offer straightforward policies so you know you’re getting the right cover to suit your life in Queensland. Plus, with access to AIA Vitality, a personalised health and wellness program and all the benefits you’ve come to love from RACQ, find out why it pays to choose RACQ Health Insurance.

Choose more

Have the freedom to choose a policy that’s right for your life. At RACQ Health Insurance we have straightforward policies so you know exactly what you’re covered for. Whether you’re after just the basics or you want comprehensive protection, trust RACQ Health Insurance for cover you can trust.

Use more

Want the tools to make healthier choices? Join RACQ Health Insurance and enjoy great value cover, plus the benefit of AIA Vitality , a personalised, scientifically-backed health and wellness program. With tools to improve your health and great rewards to keep motivated, you’ll get all the encouragement you need to live a healthier lifestyle in Queensland. 

Save more

Join over 1.7 million Queenslanders and enjoy all the benefits and discounts  that come with your RACQ membership. We’ve partnered with some of Australia’s leading retailers and we’re passing the savings directly to our members. From travel, dining, accommodation, entertainment, insurance and more – you can enjoy generous savings right across Australia with your RACQ membership.

Matter more

RACQ is dedicated to the service we provide our fellow Queenslanders and pride ourselves on our genuine service in-branch, over the phone and online. When you join RACQ you’re more than just a number. You’ll become part of a member-owned Queensland club so you know the causes you care about really matter.

Enjoy more

We know you’re picky with which brand you choose, and we are too. That’s why we’ve chosen to collaborate with AIA Vitality and together, we’re giving you more. Get rewarded for making healthy choices – you’ll earn AIA Vitality points and unlock great discounts and benefits to motivate you every day.

Trust more

Since 1905 we’ve continued to build our membership base and introduce new products to better assist our members. We pride ourselves on being there when you need us and we’re always looking at ways to make your life a little brighter. Since our humble motoring origin we’ve grown to include offerings across insurance, roadside, health insurance and more. Trust RACQ Health Insurance and be part of Queensland’s largest club.  

Ready to join us? 

Whether you want to sign up or you’re ready to make the switch – take the first step towards a healthy future today. Our online application system makes it easier than ever to get your health insurance sorted. Simply get a quote, apply online, and we’ll take care of the rest.

Get a quote now

Call us to get a quote 1800 291 029

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RACQ Health Insurance is issued by MO Health Pty Ltd ABN 32 611 323 034, a registered private health insurer, trading as RACQ Health Insurance, for which RACQ Operations Pty Ltd ABN 80 009 663 414 receives commission. RACQ Health Insurance lets you claim 100% back on optical up to annual limit from any recognised provider, after a six month waiting period. RACQ Health Insurance pays up to 70% back on all claims from recognised practitioners up to annual limits, waiting periods apply. Conditions, limits and exclusions apply. Please see the Product Fact Sheet for further details or contact us for a copy.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to date information and to view the AIA Vitality Terms and Conditions see aiavitality.com.au. Partner terms and conditions may also apply.