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Why choose an RACQ Advantage Plus Account?

When you’re after an everyday bank account for over 55's that maximises your balance, trust our Advantage Plus account. You’ll get rewarded with no monthly account keeping fees, plus a competitive interest rate to help your balance grow. Our Advantage Plus account lets you manage your money on the go. Access phone and internet banking or log in to your account through our mobile app.

What you get in our Advantage Plus account

No monthly account keeping fees

Get a bank account you trust with a competitive interest rate and no monthly account keeping fees.

Grow with interest

Take advantage of our competitive interest rates and maximise your balance.

View interest rates

Dining rewards

10% cash-back* at participating restaurants when you sign up to Dining Rewards

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Manage your money on the go

With phone, internet and mobile banking plus digital wallets and PayID, you can manage your money seamlessly.

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Advantage Plus Account rates and fees

Want to save on monthly account fees? Our Advantage Plus account has no monthly account keeping fees so more of your money goes exactly where it should. With the Advantage Plus account, get generous interest rates returned as your balance grows. You’ve worked hard for your money so now’s the time to make your money work for you.

  • No monthly account keeping fees
  • $2000 minimum opening balance
  • Interest calculated daily

Check out our deposit rates schedule and fees and charges for more details.