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Find the right credit card

At RACQ Bank we know one size doesn’t fit all. That’s why we’ve got two great credit card options to help give you what you really need. If you’re after low fees and competitive interest rates, our Low Rate Credit Card will help you save. If on the other hand you’d like to be rewarded for your spending, check out the Platinum Rewards Credit Card. With generous interest free periods across both cards you can enjoy all the benefits you’ve come to expect from RACQ.

Compare credit cards

With an RACQ Bank credit card, great rates, low fees and spending rewards are just the beginning. Compare our credit cards now and find the right one to suit your lifestyle.

Canstar outstanding value platinum credit card logo

 

  Low Rate Credit Card Platinum Rewards Credit Card
  Standard Retail Interest rate  Low Rate Credit CardLow Rate Credit Card 12.99% p.a Platinum Rewards Credit CardPlatinum Rewards Credit Card 20.24% p.a
  Cash Advance rate Low Rate Credit CardLow Rate Credit Card 21.74% p.a Platinum Rewards Credit CardPlatinum Rewards Credit Card 21.74% p.a
  Annual fee  Low Rate Credit CardLow Rate Credit Card $49 p.a ^^ Platinum Rewards Credit CardPlatinum Rewards Credit Card $129 p.a **
  Interest-free period *** Low Rate Credit CardLow Rate Credit Card Up to 55 days Platinum Rewards Credit CardPlatinum Rewards Credit Card Up to 55 days 
  Balance transfers ^ Low Rate Credit CardLow Rate Credit Card 0% p.a for 12 months (reverts to cash advance rate)  Platinum Rewards Credit CardPlatinum Rewards Credit Card 0% p.a for 14 months (reverts to cash advance rate)
  Additional cardholders Low Rate Credit CardLow Rate Credit Card Yes, up to 4 additional cards free (must be aged 16 years or older) Platinum Rewards Credit CardPlatinum Rewards Credit Card Yes, up to 4 additional cards free (must be aged 16 years or older)
  Rewards program * Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
  • 30,000 bonus Points (if you spend $3,000 in the first 90 days)
  • Earn 1 Point for each $1 spent on Eligible Transactions 
  • Earn triple Points on RACQ Transactions for the first 12 months

  Reward points capped Low Rate Credit Card N/A Platinum Rewards Credit Card Uncapped
  Redemption items e.g. vouchers, gift certificates Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
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  Complimentary Purchase Cover Insurance ^^^ Low Rate Credit CardLow Rate Credit CardYes, up to $50,000 per 12 month period Platinum Rewards Credit CardPlatinum Rewards Credit CardYes, up to $200,000 per 12 month period
  Complimentary International Travel Insurance ^^^ Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
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  Complimentary Interstate Flight Inconvenience Insurance ^^^ Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
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  Guaranteed Price Scheme Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
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  Fraudshield Security Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
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  24/7 Concierge Service Low Rate Credit CardLow Rate Credit Card
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Platinum Rewards Credit CardPlatinum Rewards Credit Card
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  Minimum credit limit Low Rate Credit Card $2,000 Platinum Rewards Credit Card $6,000
  Minimum income requirement Low Rate Credit Card $25,000 pa Platinum Rewards Credit Card $35,000 pa
  RACQ membership Low Rate Credit Card Low Rate Credit Card
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Platinum Rewards Credit Card Platinum Rewards Credit Card
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Apply for your credit card

You can apply for your new credit card online, anytime.

Just complete our form and we’ll get back in touch if we need any extra information.

Need some help?

If you need any help on comparing credit cards our banking specialists are always here to help. You can give us a call, anytime.