All the features you need and more
As well as the great low interest rate, our Low Rate Credit Card gives you a range of other advantages too. All of which adds up to one little card with a whole lot of benefits.
- Up to 55 days interest free on retail purchases (unless you have a balance transfer) ***
- 24/7 Fraudshield security
- Ability to order up to 4 additional cards free
Standard Retail Rate
Cash Advance Rate
Why choose an RACQ Bank Low Rate Credit Card?
Our lowest rate
Our lowest rate You can feel confident making a purchase on your credit card, knowing you’re getting one of the lowest interest rates around.
With 0% p.a. for 12 months on balance transfers (reverts to cash advance rate) and the RACQ member benefits you love, you can save more and spend your money on what’s most important.^
Interest free days
You’ll get 55 days interest free on retail purchase so you’ll have that extra bit of time before you need to start making repayments.***
Your card comes with access to complimentary International Travel Insurance, Interstate Flight Inconvenience Insurance and Purchase Cover Insurance. ^^