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All the features you need and more

As well as the great low interest rate, our Low Rate Credit Card gives you a range of other advantages too. All of which adds up to one little card with a whole lot of benefits.

  • Up to 55 days interest free period on purchases***
  • 24/7 Fraudshield security
  • Ability to order up to 4 additional cards free
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Standard Retail Rate 12.99 % p.a
Cash Advance Rate 21.74 % p.a

Why choose an RACQ Low Rate Credit Card?

Great low rate

You can feel confident that when you make a purchase on your credit card, you’ll be accessing one of the lowest interest rates around.

Balance transfer

With 0% p.a. for 12 months on balance transfers (reverts to cash advance rate), moving across what you owe on other credit cards becomes a lot more manageable. ^

Interest free days

You’ll get 55 days interest free on retail purchases with your card, so you’ll have that bit of extra time before you need to start making repayments. ***

Complimentary purchase cover insurance

You’ll get cover against loss, theft or damage over a wide range of new personal goods purchased in Australia and overseas. ^^^