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No matter what stage of life you’re in, we’ve got a great value home loan to suit.
At RACQ Bank we want you to reach your property goals sooner. Whether you’re a first home buyer, investor or you’re looking for a change – we’ve got home loans to suit your lifestyle. With flexible repayment options, competitive interest rates and low fees; our home loans are packed with benefits made to give you more. When you’re financing your next home choose RACQ Bank for a service you know and trust.
Lock in your repayments and plan your budget with confidence.
Enjoy a low variable interest rate with no establishment or ongoing fees.
Enjoy a variable interest rate and pay off your loan faster.
Bundle it all up and save on your home loan and across our RACQ products and services.
A straight-up home loan that offers a competitive variable rate and comes with the RACQ service you know and trust.
Owner occupiers, principal and interest only, up to 95% LVR with LMI, new lending only.
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We’ve made the home loan process super easy. When you apply for a mortgage with RACQ Bank you’ll get the help of our dedicated lending specialists from start to finish.
1. Complete our online application form. This isn’t a full application but it’ll save you time and give our lending specialists all the information they need for now.
2. Download the home loan application checklist (41KB). We’ll review the information you’ve provided and one of our lending specialists will get in touch.
3. We’ll chat with you about which home loans are right for you, plus we’ll discuss your borrowing power and financial position.
4. We’ll do some work our end and let you know what your best options are for a loan with RACQ Bank.
Read about the home loan process so you’re prepared for what comes next.
With competitive interest rates and low ongoing fees, we’ll help your money go further.
Pay your own way with repayments available weekly, fortnightly or monthly. With our home loans you can fit mortgage payments into your budget.
Bank with us
You can call our team of specialists 24/7, 365 days a year. Whether you’d like help in store, online or at your place – we’ll be there.
Trust RACQ Bank and get benefits across RACQ products and services, entertainment, dining and more.
Ready to apply or like to know more?
The Home Loan Repayments and Borrowing Power calculators are a model, not a prediction. Amounts and repayment periods are estimates only, and actual amounts may be higher or lower. The calculations do not take into account specific fees and charges that may be applicable to your loan, such as establishment fees, Lenders Mortgage Insurance, which, if applicable, may add to the cost of your loan and repayments. Results are based on information you have provided and do not take your personal circumstances into account. This calculator is not intended to be your sole source of information when making a financial decision. You may wish to consider obtaining advice form a suitably qualified financial professional.
Using this calculator does not guarantee you will be eligible for a loan. You will need to satisfy our lending criteria.
Selection of a product name is to enable pre-population of certain fields. If you amend the rate, the comparison rate no longer applies. The comparison rate is on a secured loan amount of $150,000 with monthly repayments over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Calculator by Widget Works.
RACQ Bank acts under its own Australian Financial Services Licence and under an agreement with the insurer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU. This is general advice and does not take into account your objectives, financial situation or needs (your “personal circumstances”). You can get a Product Disclosure Statement (PDS) for any of these products from any office of RACQ Bank or CGU. Before acting on this information, consider whether it is right for you. You should read the relevant PDS before making a decision.
BSB: 514 179
RACQ provides Motoring and Travel services Queensland-wide and Insurance in Queensland & Northern New South Wales.