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Get more with Home Plus 

We’re always looking for ways we can give you more and our Home Plus offer is no exception. We’ve packed trusted RACQ services into one home bundle and we’re passing the savings directly onto you. Choose Home Plus and get a mortgage that’s full of features – plus discounted RACQ services to protect what matters most. When you want more for less, we’ve got your home covered with Home Plus. There’s more for members of RACQ. 

RACQ Bank Home Loan
RACQ Home Plus
RACQ Home Plus

What you get with Home Plus 

Whether you’re buying a new home or looking to make the switch and save on your current loan, our Home Plus offer gives you more. 

With Home Plus you’ll get;

At RACQ we’re here to help you save more, every day. 

*RACQ Home Rescue available in select areas.

Eligibility

Home Plus is available for new lending customers only. 

View our terms and conditions for further information on our Home Plus offer.

Explore our home loans

If a variable loan is not for you, you can also get Home Plus with one of our other home loans too. Our fixed rate, full featured or packaged loan options all come with great rates and amazing benefits. 

Fixed Rate

Lock in your repayments and plan your budget with confidence.

2 year fixed - Choices 3.29 % p.a Owner occupied
4.46 % p.a Comparison rate
View key features
  • Security of fixed repayment amounts
  • Additional repayments available, up to $10,000 p.a.
  • 1,2,3 and 5 year terms available

Mortgage Saver Special

Enjoy a low variable interest rate with no establishment or ongoing fees.

Mortgage Saver Special 3.19 % p.a Owner occupied
3.19 % p.a Comparison rate
View key features
  • Available for new lending only
  • Flexibility of a split loan option
  • No annual or monthly account keeping fees
  • Unlimited additional repayments

Mortgage Breaker Special

Enjoy a variable interest rate and pay off your loan faster.

Mortgage Breaker Special 3.39 % p.a Owner Occupied
3.43 % p.a Comparison rate
View key features
  • Available for new lending only
  • 100% offset facility
  • Flexibility of a split loan option
  • Unlimited additional repayments

Fixed Rate

Lock in your repayments and plan your budget with confidence.

1 year fixed - Choices 3.59 % p.a Investor
4.97 % p.a Comparison rate
View key features
  • Security of fixed repayment amounts
  • Additional repayments available, up to $10,000 p.a.
  • 1,2,3 and 5 year terms available

Mortgage Breaker Investor Special

Get a full-feature home loan that lets you manage your money and pay your loan off faster.

3.49 % p.a Variable rate

3.53 % p.a Comparison rate
View key features
  • Available for new lending only
  • 100% offset facility
  • Flexibility of a split loan option
  • Unlimited additional repayments

How it works

Step 1: Apply for an eligible RACQ Bank Home Loan. 

Step 2: Let us know the details of your house, including your suburb, so we can qualify your bonus year of RACQ Home Rescue.

Step 3:Have your Home Loan application approved before 5pm 30 June 2020 and funded within 90 days of approval.

Step 4: We’ll arrange your Home and Contents Insurance discount and start your bonus Home Rescue subscription.

Step 5:Enjoy more cover for your home with Home Plus.

Apply for your RACQ Bank Home Loan

You can start your application for a Home Loan online, anytime. In just 4 simple steps you can have your application underway.

  1. Complete our online enquiry form. This isn’t a full application, but it’ll save you time and give our lending specialists the info they need for now.
  2. Download our home loan application checklist so you can be prepared with the documents you’ll need to provide when we catch up.
  3. We’ll chat with you about which home loans are right for you. Plus, we’ll discuss your borrowing power and financial position so you can buy with confidence.
  4. We’ll confirm what your best options are for a loan with RACQ Bank.

Enquire now