At RACQ Financial Planning, our approach places you at the centre of all that we do. Helping you reach and protect your goals begins with understanding you – your lifestyle, your priorities and your current circumstances.

What is Personal Insurance?

Personal Insurance provides you and your family with peace of mind, knowing that your family and lifestyle will be covered should an unexpected event occur. If you have a home loan or other financial commitments, then now is the time to evaluate your options to ensure you’re covered for the unexpected. RACQ Financial Planning can help you select and tailor appropriate Personal Insurance cover and re-evaluate as needed.

Why do you need Personal Insurance?

If you’ve got a home loan, then it may be worthwhile to ask yourself the following questions:

  • Have you ever thought about what may happen if you were unable to work for an extended period?
  • How would you financially cope if you couldn’t work and earn any money for a period of time?
  • Would you be able to afford your financial commitments such as school fees or mortgage repayments?

Unexpected events like accidents, illness or a death in the family can change you and your family’s quality of life. The appropriate Personal Insurance cover can provide you with financial assistance to help you and your family cope with personal loss or major health emergencies. Personal Insurance can be tailored to protect specific financial situations including loans, living expenses, school fees, medical bills, future super contributions and lifestyle needs. So, if you currently have a home loan or are applying for one, then now is the time to evaluate your options to ensure you’re covered for the unexpected.

There are multiple different Personal Insurance options available. RACQ Financial Planning offers advice on Personal Insurance and will recommend appropriate cover for you and your current financial situation.