What is Loan to Value Ratio (LVR)?

The Loan to Value Ratio (LVR) is the amount you are borrowing represented as a percentage of the value of the property being used as security for the loan. Our maximum LVR on home loans is 80%. However, for Owner Occupied (OO) loans with Lenders Mortgage Insurance (LMI), an LVR of up to 95% can be considered, and up to 90% inclusive of LMI for Investor loans.