Do RACQ Home and Contents policies cover members if there is a flood?
An RACQ Home and Contents policy will provide cover in a flood. A flood is described as ‘the covering of normally dry land by water that has escaped or been released from the normal confines of any of the following:
- a lake, river, creek or other natural watercourse (whether or not it has been altered or modified),
- a reservoir, canal or dam.
There are some situations that are not covered. For more details please read the Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations.