RACQ
  • Membership
    • Member discounts
    • Member loyalty savings
    • RACQ in the community
    • Learner driver and Free2Go
    • Why RACQ membership
    • Log in to My RACQ
    • Download RACQ apps
    • Subscribe to newsletter
    • Join Members' Voice
    • RACQ membership card
  • Roadside assistance
    • How it works
    • Compare roadside options
    • Roadside for electric vehicles
    • Roadside for RVs
    • Roadside for business
    • Explore roadside assistance
    • Buy roadside
    • Get help now
    • Make a payment
    • Upgrade your roadside
    • Download roadside app
    • Log in to Fleet Care
  • Insurance
    • Car insurance
    • Home insurance
    • Pet insurance
    • Caravan and trailer insurance
    • Travel insurance
    • Life and income protection
    • Explore RACQ Insurance
    • Get a quote
    • Make a claim
    • Make a payment
    • Retrieve a quote
    • Update my policy
    • Insurance disclosure documents
    • Pricing promises review
  • Banking
    • Bank accounts
    • Car loans
    • Home loans
    • Personal loans
    • Term deposits
    • Explore RACQ Bank
    • Log in to internet banking
    • Find a store
    • Home loan calculator
    • Borrowing power calculator
    • Car loan calculator
    • Forms and documents
  • Car
    • Roadside assistance
    • Car insurance
    • Car loans
    • Batteries
    • Windscreens
    • Vehicle inspections
    • Explore Car
    • Get insurance quote
    • Get roadside help now
    • Make a claim
    • Make a payment
    • Fair fuel finder
    • Road conditions
    • Read latest articles
  • Home
    • Home insurance
    • Home loans
    • Pet insurance
    • Home rescue
    • Solar energy
    • Explore Home
    • Get insurance quote
    • Make a claim
    • Make a payment
    • Retrieve a quote
    • Home buying guide
    • Read latest articles
  • Leisure
    • Discounts and offers
    • Travel
    • Boat, caravan and trailer
    • Ultimate RV Roadside
    • Explore Leisure
    • Buy movie tickets
    • RACQ discounts app
    • Trip planner
    • Travel insurance
    • Read latest articles
  • About us
    • Advocacy
    • Careers
    • Community
    • News and media
    • Sponsorships
    • Sustainability
    • About RACQ
  • Feedback
  • Help & contact
  • Locate us
Call 13 1905
  • Log in to My RACQ
  • Log in to Internet Banking
  1. RACQ
  2. Help and Contact
  3. Insurance
  4. Home
  5. does racq household insurance cover me if i am made redundant

Does RACQ Household Insurance cover me if I am made redundant?

If you have home or contents insurance with us, we have a "Redundancy premium waiver" cover that is a part of your policy. Policyholders who have remained unemployed for up to 3 months after ceasing permanent full-time employment due to redundancy, can get up to 9 months premium back from the time they were made genuinely redundant. There are some conditions that apply to obtain this waiver or refund.

For policies with an effective date on or after 1st August 2020, a general exclusion for "Disease" will apply. This means if you have been made redundant due to the impact of COVID-19 (a disease), then you would not be able to make a claim for your redundancy under this extra benefit. This exclusion has been introduced in response to changing and emerging insurance risks that are currently unable to be quantified or priced, and unfortunately, we have not been able to secure protection for this from our own insurers. By making this change to our policy it allows us to continue to offer insurance to our members in a sustainable way.

The "Disease" exclusion can be found in your Product Disclosure Statement (PDS) or Supplementary Product Disclosure Statement (SPDS) that is available on the RACQ website. Please read the PDS, any applicable SPDS and relevant Key Facts Sheet to ensure you are aware of what you are covered for and any changes.

If you are not sure if you should make an insurance claim, give us a call on 13 7202 and one for our friendly claims staff will be able to assist you.

Related Articles

Oops no related articles found

We're here to help

laptop-with-email-envelopeEnquire online
house-homeFind a store
person-next-to-racq-logoMy RACQ online account
callcentre-personCall 13 1905
  • About us
  • Careers
  • News and media
  • Help & Contact
  • My RACQ Account
Facebook
Twitter
YouTube
Instagram
LinkedIn
  • Privacy
  • Legal
  • Feedback and complaints
  • © RACQ Operations Pty Ltd 2021