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  5. if i specify items on my policy are they covered outside my home

If I specify items on my policy, are they covered outside my home?

Listing specified items on your policy will only cover them inside your home unless you choose one of our optional covers for items that you take away from home.

If you would like cover for specific items, you can choose to list them as an "Individual Item Away From Home". This will cover you for replacement or repair of the item, up to the amount you specify.

"Grouped Items Away From Home" provides a blanket cover for your items. There is no need to list specific items, as we will provide cover for loss or damage to any acceptable items up to the limit of the cover you choose.

Both options will cover you anywhere in Australia, New Zealand or while you are travelling between the two.

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