Am I covered if I go overseas?

Yes, you are covered 24 hours a day, 365 days a year when you travel. However you must be still be permanently residing in Australia at the time of the claim and when you receive the Product Disclosure Statement and Policy Document (PDS). You should read the PDS carefully as some exclusions and/or limitations may apply, for example if death or injury is caused by an act of war (whether declared or not).