When does my cover start?

You are covered as soon as we accept your application. This is known as your Policy Commencement Date and is shown on your Policy Schedule. We will send you a Policy Schedule, which will outline your accepted benefits, Sum Insured, Policy Commencement Date and each cover's Expiry Date. Some benefits may have qualifying periods. These are marked in the PDS. If you have a specific question, please give us a call.