What does COVID-19 cover include?
RACQ Travel Insurance now includes limited COVID-19 cover# on selected policy types. If you purchase our Premium International plan or Domestic plan, a range of COVID-19 benefits will be automatically included. These benefits include:
COVID-19 overseas medical and hospital and emergency expenses#^
If you are diagnosed with COVID-19 during your travels by a medical practitioner, coverage is provided for reasonable medical and hospital expenses incurred overseas.
COVID-19 cancellation fees and lost deposits#
If your trip is cancelled or cut short due to a COVID-19 related event outside your control, your pre-paid component of cancellation fees and lost deposits for travel and accommodation arrangements that you cannot recover from anyone else, coverage is provided if you are unable to commence or continue your trip.
COVID-19 travel delay#
If your scheduled transport is delayed for at least 6 hours due to COVID-19 delays outside your control, coverage is provided for reasonable additional accommodation, meal and travelling expenses that you cannot claim from anyone else.
COVID-19 additional expenses and special events#
If your trip is disrupted due to a COVID-19 related event outside your control, coverage is provided for your reasonable additional accommodation, meal and travelling expenses if you cannot recover the expenses from anyone else. If you are travelling to attend a prearranged special event like a wedding, conference or significant occasion and a COVID-19 delay outside your control delays your trip, coverage is provided for the reasonable additional alternative public transport cost to arrive at your destination on time.
Be sure to read the Product Disclosure Statement and any supplementary PDS to understand the benefits included in each plan. For more information on RACQ Travel Insurance COVID-19 benefits, please read our COVID-19 FAQs.
#Limits (including sub-limits), conditions and exclusions apply. Refer to the PDS and any supplementary PDS for full details. The combined maximum benefit for COVID-19 cancellation fees and lost deposits, COVID-19 travel delay and COVID-19 additional expenses and special events is $3,500 per Adult. ^Benefit applies to International Premium cover only.