What policy benefits and limits are applicable for my children and grandchildren?

Your children and grandchildren will be covered for free if they meet the following criteria:

• they are 25 years old or younger;
• they are financially dependant on their parents;
• they are not working full time;
• they do not require a medical assessment;
• they are travelling with you the whole time; and
• they are listed on the certificate of insurance.

The limit for any benefit payable to children or grandchildren is included in the insured adult's sum insured.

For example, if an adult has Premium cover on a single policy, and a claim is made under Section 13 Travel Delay the maximum amount that is paid for 1 adult and their children combined is $3,000. Please note there are other sections of the policy whereby the limits are itemised per person which includes children and grandchildren eg. Funeral expenses in section 2G. Please refer to the Product Disclosure Statement for further details.