Can’t decide which car insurance policy is right for you? Compare the benefits, options and discounts of our most popular car insurance policies below.

With RACQ Car Insurance you also become an RACQ member giving you access to a wide range of benefits.

 
Comprehensive
Fire Theft and Third Party
Third Party
Pay by the Month
Voluntary Excess


Rating 1 for life


RACQ Insurance Selected Repairer network
24hr Queensland call centres
State-wide assessment services

Driver excellence bonus


Choice of market


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Comprehensive
Fire Theft and Third Party
Third Party
Cover for damage to other people's property
Loss or damage caused by uninsured third party
Towing and storage costs*^
  ✓*^
Emergency repairs*^
  ✓*^
Cover for fire and theft
Lifetime guarantee of repairs*^
  ✓*^

Change of vehicle


Hire car after theft


Driver fatality


Theft of vehicle keys


Cover for any damage to your vehicle (accidents, malicious damage etc)


Cover against natural disasters and weather events


Choice of repairer


Replacement of vehicle after total loss


Personal property


Baby capsules and child seats


Damage to your box trailer or caravan


Salvage rights



Driver training participation



Finance gap protection



 
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* Caused by Fire and Theft
^ As a result of a claim under Uninsured Third Party insurance
 
Comprehensive
Fire Theft and Third Party
Third Party
Hire car after an event
*
No claim discount protection
Excess free windscreen or window glass claim

 
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*Silver, Gold and Gold 50 RACQ members receive this benefit at no extra cost for accidents occurring after 22 December 2014.

 
Comprehensive
Fire, Theft and Third Party
Third Party
Roadside Assistance loyalty discount
Multi-policy discount
Combined insurance discount
No claim discount
Driver excellence bonus
Car alarm discount
 
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Insurance products issued by RACQ Insurance Limited ABN 50 009 704 152. Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any relevant SPDS (where applicable) before making a purchase decision.