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High performance, prestige and classic car insurance for Queensland's motoring enthusiasts

All motoring enthusiasts share a unique love for their classic vehicles. RACQ’s high performance, prestige and classic car insurance is a motor insurance product that matches our member’s passion for their vehicles. We can tailor quotes for club or fully registered veteran, vintage and classic cars as well as prestige, high performance and modified vehicles. If you are an enthusiast who simply takes pleasure in restoring or owning vehicles that aren’t on the road, we can also tailor a quote for you.

We have two high performance, prestige and classic car cover options with RACQ Enthusiast Car Insurance for drivers over 25 years of age:

1. Comprehensive Cover
2. Storage, Transit and Restoration Cover

We tailor our quotes to provide you with the car enthusiast cover option that caters to your needs. Simply complete our online quote request form to receive a call from our team and we’ll work closely with you on crafting a tailored car insurance quote.

We involve our members in the creation of their Enthusiast Car Insurance policy so that we can understand how you enjoy your modified or classic cars and provide the best level of cover for the ongoing enjoyment, storage, transit or restoration of your vehicles.

RACQ protects Queensland motoring enthusiasts with high performance, prestige and classic car insurance policy options that give them the confidence to pursue their passion for cars for years to come.

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Comprehensive Cover

For full details of what’s included in RACQ Enthusiast Car Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

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Cover for loss or damage to your vehicle in a flood, storm, theft, accident, malicious damage or fire event
 
Cover for high performance, classic and vintage vehicles and their listed accessories and modifications (where these have been disclosed to and agreed to in writing by us)
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Tailored to agreed value or market value: cover for listed modifications, vehicle uniqueness, rarity and collectability
Steering wheel 
Repair or replacement of a windscreen or broken window glass once per policy period without paying an excess (not covered if your policy schedule states that your policy class is classic car)
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Choice of repairer or we can recommend a repairer
  • Wreck salvage option
    If your vehicle is deemed a total loss following an incident, you will have first option to purchase the wreck at a price to be agreed between yourself and us. For vehicles over 30 years you can retain the wreck for no cost otherwise you can purchase the wreck for the price advised by us.
  • Costs of overseas parts
    Up to $5,000 for express air freight on repair parts only available overseas.
  • Towing costs
    Up to $2,000 if your motor vehicle is accidentally damaged, or recovered after being stolen to the nearest authorised repairer.
  • Emergency repairs
    Up to $500 for emergency repairs including GST.
  • Hire car costs following theft
    Up to $100 per day for 14 days (for motor vehicles driven on a daily basis).
  • Replacement vehicle
    If your car is a total loss within 2 years after it was first registered (and you're the first registered owner) we'll either replace it with a new car of the same make, model and series or pay you up to the sum insured.
  • More Inclusions
    See our Product Disclosure Statement (PDS) and any relevant Supplementary PDS. (where applicable)

Storage, Transit and Restoration Cover

For full details of what’s included in RACQ Enthusiast Car Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

Get a quote

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Cover for loss or damage to vehicles not being driven (under their own power) in a flood, storm, theft, accident, malicious damage or fire event (i.e. vehicle stored in a shed, vehicle being loaded off/on trailer or other method of transportation for your vehicle)
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Cover for unregistered / non-operational vehicles in state of transit, storage and/or restoration
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Choice of repairer or we can recommend a repairer

Why choose RACQ?

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More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s Largest Club with extra benefits such as advice, discounts and more.
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Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

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Puma Energy fuel

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Insurance products issued by RACQ Insurance Limited ABN 50 009 704 152. Conditions, limits and exclusions apply. This is general advice only and may not be right for you. Read the PDS and applicable SPDS before making a decision. Ask us for a copy.

* Excludes pay later option.

** E10, Unleaded 91, Premium Diesel and LPG only. Conditions, limits and exclusions apply. See Puma Energy fuel discount [link] for more information.