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Classic motorcycle insurance for Queensland's motorbike enthusiasts

Motorcycle enthusiasts know it’s the magic of the bike that makes every trip an adventure. RACQ’s classic motorcycle insurance gives motorcycle enthusiasts the freedom to enjoy their passion for motorbikes and scooters on Queensland’s roads.

RACQ’s classic motorcycle insurance for enthusiasts is tailored to match our member’s passion for their vintage and luxury motorbikes. Our comprehensive classic motorcycle insurance caters for motorcycle enthusiasts of all types including owners of touring/cruising bikes, sports bikes, naked, café racers and scooters. This cover is for motorcycle enthusiasts who enjoy riding their motorbikes recreationally or on road trips but does not cover daily commuting or drivers under 25 years of age.

We involve our members in the creation of their tailored quote so that we can understand how you enjoy your bike and provide the best level of cover for the ongoing enjoyment of your motorcycle or scooter. Enjoy your ride on Queensland roads with luxury and classic motorcycle insurance from one of Queensland’s most trusted brands.

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What am I covered for?

For full details of what’s included in RACQ Enthusiast Motorcycle Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

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Accidental or malicious damage as well as cover for damage caused by theft or attempted theft.
Tailored to agreed value or market value: cover for listed modifications, accessories, uniqueness, rarity and collectability.
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Choice of repairer or we can recommend a repairer
  • Loss or damage
    Cover for loss or damage to your motorcycle in a flood, storm, hail or fire event.
  • Legal liability costs
    We pay up to $20M towards your legal liability costs for any damage caused to other people's property after an accident involving your bike.
  • Replacement locks and keys
    We’ll pay up to $2,000 to replace keys that are stolen.
  • Emergency accommodation
    We’ll cover emergency accommodation or travel expenses up to $500 if you’re more than 100km from home.
  • New for old replacement
    If your bike is a total loss within 2 years after it was first registered (and you’re the first registered owner) we’ll replace it with a new bike of the same make, model, and series, or pay you up to the sum insured.
  • More Inclusions
    See our Product Disclosure Statement (PDS) and any relevant Supplementary PDS. (where applicable)

Optional Extras

For full details of what’s included in RACQ Enthusiast Motorcycle Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

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Riding Gear Coverage

We cover riding gear valued between $1,000 - $5,000 for clothing specifically designed for riding a motorcycle (including helmets and boots) if it is lost or damaged while riding or stolen while being stored securely in your motorcycle’s storage compartment. For full details of what’s included in RACQ Enthusiast Motorcycle Insurance, see our Product Disclosure Statement (PDS) and any relevant Supplementary PDS (where applicable).

Why choose RACQ?

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More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s Largest Club with extra benefits such as advice, discounts and more.
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Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

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Insurance products issued by RACQ Insurance Limited ABN 50 009 704 152. Conditions, limits and exclusions apply. This is general advice only and may not be right for you. Read the PDS and applicable SPDS before making a decision. Ask us for a copy.

CTP Insurance underwritten by RACQ Insurance Limited ABN 50 009 704 152. Visit racq.com for details. Conditions apply.

*E10, Unleaded 91, Premium Diesel and LPG only. Conditions, limits and exclusions apply. See Puma Energy fuel discount [link] for more information.