Our Caravan and Trailer insurance provides the protection you need to get out and enjoy the freedom and adventure that touring offers.

Whether you have a caravan, trailer, horse float or box trailer we’ve got you covered. Plus you’re never on your own with 24/7 help from our friendly staff on 13 1905.

With Caravan and Trailer Insurance you also become an RACQ member giving you access to a wide range of member benefits including savings at over 1200 partner locations, up to 40% off movie tickets, access to a car brokerage service at no cost, and 24 hour travel assistance in Australia with Aussie Assist.

Get a quote Read the PDS and SPDS

Insurance discounts

Like to reduce the price of your insurance?

Check which insurance discounts you're eligible for.

Cover for damage to your vehicle  If your caravan or trailer is damaged in a collision, weather event, fire, malicious act, theft or attempted theft, it’s covered. 
Cover for damage to other people's property We pay up to $20 million when your caravan or trailer causes damage to other people’s property.
Choice of repairer and Lifetime repair guarantee Enjoy the freedom to choose one of our selected repairers or a repairer of your choice. We guarantee the quality of authorised repairs completed by RACQ Insurance Selected Repairers for as long as you own the caravan or trailer.
Alternative accommodation We cover the cost of temporary accommodation, for you and any family members travelling with you, for up to seven days if your caravan or camper trailer is deemed unliveable.
Cover for valuables We pay up to $500 for loss or damage as a result of an incident or theft. 
Change of caravan or trailer If you sell your caravan or trailer and replace it with a similar type, it’s covered for 14 days.
Emergency repairs We cover up to $500 for emergency repairs after an incident to make your caravan or trailer roadworthy until you can make a claim. For example, you can get a tail light fixed to get back on the road, just let us know at claim time.
Ground transport If you are 100km or more from home and the vehicle towing your caravan or trailer is not driveable after an event, we cover you up to $500 (less the excess) to get it home.
Death benefits We will pay up to $7500 if you, or a family member travelling with you, dies from an injury sustained during an incident.
Towing and storage costs We pay up to $100 a day for towing and storage after an accident or theft, for up to 30 days. 
Tools and accessories (no manufacturer fitted) We pay up to $500 for damage to or loss of tools and accessories not fitted by the manufacturer as a result of an event, accident or theft.

The above features are a summary only and limits apply. Please refer to our Product Disclosure Statement (PDS) and any relevant Supplementary PDS for full details, exclusions, and terms and conditions.

Save on your insurance

Reduce the cost of your insurance with our huge range of discounts.
Roadside Assistance loyalty discount  Already an RACQ member with Roadside Assistance? Get up to 17.5% discount on your car insurance depending on your level of membership. 
Multi-policy discount If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies. 
Combined insurance discount You can combine a range of car insurance policies – and get up to 5% off each of your eligible policies.
No claim discount Be rewarded when you don’t make claims. You can save up to 60% with our No Claim Discount.

Get a quote Read the PDS and SPDS

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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS and any relevant SPDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by RACQ.