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RACQ Health Insurance

RACQ Health Insurance is health cover with more for members. Our range of health insurance policies suit Queenslanders of all shapes and sizes. Plus, through our partnership with AIA Vitality, we’re giving you the tools and motivation you need to make the most of life in Queensland. Get a quote online or call us for a quote today.


Whether you’re after just the basics or want a bit more protection, get Singles Health Insurance and plan for your best life in Queensland.

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Want to get more from your health insurance? Get a quote today and make the switch to RACQ Health Insurance.

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Get couples cover for you and your partner and enjoy the freedom to plan your goals and create a life you love.

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Our Family Health Insurance covers small families to large, young kids to old. Get RACQ Health Insurance and protect those most important to you.

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Single parents

Your family is unique. Select cover for you and your kids and know you're doing your best to protect your kids.

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AIA Vitality

AIA Vitality’s scientifically-backed, personalised health and wellness program supports you to make healthier lifestyle choices.

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Why choose RACQ Health Insurance?

At RACQ we put our members first. That’s why we make it easy to find the policy that’s right for you. In addition to great value cover you’ll enjoy access to the AIA Vitality health and wellness program. Get the support, tools and motivation you need to make healthier choices, every day.

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We make switching easy

Want to switch to RACQ Health Insurance? We’ll take care of you. Just choose one of our policies and we’ll do the rest.

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Why join RACQ?

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RACQ Health Insurance is issued by MO Health Pty Ltd ABN 32 611 323 034, a registered private health insurer, trading as RACQ Health Insurance, for which RACQ Operations Pty Ltd ABN 80 009 663 414 receives commission. RACQ Health Insurance lets you claim 100% back on optical up to annual limit from any recognised provider, after a six month waiting period. RACQ Health Insurance pays up to 70% back on all claims from recognised practitioners up to annual limits, waiting periods apply. Conditions, limits and exclusions apply. Please see the Product Fact Sheet for further details or contact us for a copy.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to date information and to view the AIA Vitality Terms and Conditions see Partner terms and conditions may also apply.

^ Figures correct as at June 2020.