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Our policies are perfect for busy Queenslanders, just like you. With RACQ Health Insurance you can enjoy competitively priced policies, your choice of extras cover, the AIA Vitality health and wellbeing program, plus all the benefits and discounts you’ve come to love with your RACQ membership. Take a moment to compare our health insurance policies and find the one that’s right for you.

Hospital cover

Get cover for you and your loved ones when you need hospital treatment. With various levels of cover you can choose one that suits your budget, life style and life stage.

Accident Hospital Accident hospital

Our great value health cover for if you have an accident out-of-the-blue.

 

Basic Hospital Basic Hospital

Enjoy our Basic Hospital policy and get cover for some hospital treatments.

 

Mid Hospital Mid Hospital

Choose our Mid Hospital cover when you want extra protection.

 

Comprehensive Hospital Comprehensive Hospital

Get Comprehensive Hospital and know you’re covered for what you’ll really use.

 

Top Hospital Top Hospital

Rest assured you’re covered with our Top Hospital cover and claim back the costs of IVF and pregnancy care too.

 

Extras cover

Claim back on everyday medical expenses with a combined hospital and extras policy. With a choice of tiered extras, you can choose what percent you want us to cover. With dental, physio and 100% back on optical, you can spend less on medical costs and more time getting out and exploring Queensland. See the tiers of extras you can claim with RACQ Health Insurance.

Accident Hospital and base extras Up to 50% back on extras 100% back on optical
Basic Hospital with Minimum Extras Up to 50% back on extras 100% back on optical
Basic Hospital & Lite 60 Extras Up to 60% back on extras 100% back on optical
Basic Hospital & Lite 70 Extras Up to 70% back on extras 100% back on optical
Basic Package Up to 55% back on extras 100% back on optical and preventative health
Mid Hospital & Minimum Extras Up to 50% back on extras 100% back on optical
Mid Hospital & Lite 60 Extras Up to 60% back on extras 100% back on optical
Mid Hospital & Lite 70 Extras Up to 70% back on extras 100% back on optical
Mid Package Up to 60% back on extras 100% back on optical and preventative health
Comprehensive Hospital & Medium Extras Up to 60% back on extras 100% back on optical and preventative health
Comprehensive Hospital & Lite 60 Extras Up to 60% back on extras 100% back on optical
Comprehensive Hospital & Lite 70 Extras Up to 70% back on extras 100% back on optical
Comprehensive Package Up to 70% back on extras 100% back on optical and preventative health
Top Hospital & Medium Extras Up to 60% back on extras 100% back on optical and preventative health
Top Hospital & Lite 60 Extras Up to 60% back on extras 100% back on optical
Top Hospital & Lite 70 Extras Up to 70% back on extras 100% back on optical
Top Package Up to 70% back on extras 100% back on optical and preventative health