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Health insurance for families

We know it’s important for you to protect your loved ones. That’s why our policies suit families of all shapes and sizes. With RACQ Health Insurance you’ll get a variety of options to choose from and benefits that give you more.

We’ve partnered with AIA Vitality and together, we’re giving you more. Enjoy AIA Vitality’s scientifically-backed, personalised health and wellness program and get the tools and support to make healthier lifestyle choices.


RACQ Health Insurance

Accident Cover & Packages Accident hospital

Get great value health insurance and be covered if one of your loved ones has an accident. With the option to package it up you could choose how much you want back with extras. Get a policy that covers accidents and more with RACQ Health Insurance.

Basic Hospital & Packages Basic Hospital

Choose Basic Hospital and know your family will be covered by a policy that won’t break the bank. Bundle it into a package and choose the level of extras you want us to take care of.

Mid Hospital & Packages Mid Hospital

Need a little more cover? Our Mid Hospital policy covers the most common reasons for a hospital visit so your family can live life without worry. When you make it a package you’ll have the freedom to choose the level of extras that works for your loved ones.

Comprehensive Hospital & Packages Comprehensive Hospital

Is your family complete? Choose Comprehensive Hospital and get reassurance your loved ones are protected. This family-friendly cover includes extensive hospital treatment, but lets you save on what you won’t be using – like IVF and pregnancy care. Make it a package with your choice of extras cover.

Top Hospital & Packages Top Hospital

Adding to the family? Top Hospital includes our comprehensive cover with the benefit of IVF and pregnancy care. Plus, with the option to take your pick of our extras levels, you can have the policy that lets you all sleep soundly.