Switch health insurance

Whether you’re after more protection or you enjoy being rewarded with your cover, switch now and find out why it pays to belong to RACQ. At RACQ Health Insurance we make it easy to switch. Just browse our policies, apply online and we’ll do the rest. There’s no need to cancel your existing cover. Let us take care of everything so you can get back to your life in Queensland.

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1. Find your policy

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2. Apply online


3. We’ll do the rest

Why switch to RACQ Health Insurance?

At RACQ we put our members first. Our range of policies are suited for singles, couples and families of all shapes and sizes. Plus, together with AIA Vitality, we’re giving you more. All of our health insurance policies give you access to the scientifically-backed AIA Vitality wellness program. Get the motivation and tools you need to live a healthier life in Queensland. Choose RACQ Health Insurance and get the benefits and discounts you deserve from a brand you can trust.

  • Flexible payment plans
  • No need to re-serve waiting periods
  • Get continuity of cover
  • 30 days cooling off
  • AIA Vitality wellness program
  • A range of hospital policies
  • Choice of cover
  • Up to 70% back on Extras
  • RACQ member benefits

Need some help?

We’ve got answers to your most common health insurance questions. Find out about switching cover now.

This one's on us. All you need to do is give us the details of your current insurer and we'll take care of the rest.

We’ll be sad to see you go, but you can terminate your cover at any time from the date you notify us, either in writing or by giving us a call. If you cancel within 30 days of taking out RACQ Health Insurance, you’ll get a full refund of any premiums paid, provided you’ve not made any claims. We’ll send you a transfer certificate within 14 days of your request to cancel.

Contact us to find out more.

Our online system makes it easy to compare our policies and pick the right one to suit your life. This means you won’t need to shuffle through cover for families if you’re just after singles cover. Check out our cover comparison page and find out more on our policies that suit all types of Australians.

There are lots of ways to make a claim. You'll just need to make sure you've served all your waiting periods before you start the claims process.

Then, if you have Extras cover, you can simply use your membership card. Alternatively, you can use our RACQ Health Insurance Portal, or even claim by post.

We've detailed the ins and outs in the RACQ Health Insurance Member Guide (PDF, 491KB) (plus some extra process info that may come in handy).